Return and Refund Policy

We are a consultant company. We are not lawyers and do not give legal advice. Nothing we communicate should ever be considered legal advice. As part of our service, we will refer you to professionals such as lawyers, accountants, and bankers. We share our real life experiences and give you our honest opinions. If you are dissatisfied with our services then we will not charge you for our service. We will not bill you until after we have provided the service. Your payment constitutes your satisfaction with our service and therefore there are no refunds.